Disbursements

API change history

Partner Gateway API document

Transfer

Transfer operation is used to transfer an amount from the owner’s account to a payee account.
Status of the transaction can be validated by using the GET /transfer/{referenceId}

Try it

Request

Request URL

Request headers

  • (optional)
    string

    Authorization header used for Basic authentication and oauth. Format of the header parameter follows the standard for Basic and Bearer. Oauth uses Bearer authentication type where the credential is the received access token.

  • (optional)
    string

    URL to the server where the callback should be sent.

  • string

    Format - UUID. Recource ID of the created ‘request-to-pay’ transaction. This ID is used for e.g. validating the status of the request. Universal Unique ID for the transaction generated using UUID version 4.

  • string

    The identifier of the EWP system where the transaction shall be processed. This parameter is used to route the request to the EWP system that will initiate the transaction.

  • (optional)
    string
    Media type of the body sent to the API.
  • string
    Subscription key which provides access to this API. Found in your Profile.

Request body

{
  "amount": "string",
  "currency": "string",
  "externalId": "string",
  "payee": {
    "partyIdType": "MSISDN",
    "partyId": "string"
  },
  "payerMessage": "string",
  "payeeNote": "string"
}
{
  "type": "object",
  "properties": {
    "amount": {
      "type": "string",
      "description": "Amount that will be debited from the payer account."
    },
    "currency": {
      "type": "string",
      "description": "ISO4217 Currency"
    },
    "externalId": {
      "type": "string",
      "description": "External id is used as a reference to the transaction. External id is used for reconciliation. The external id will be included in transaction history report. <br>External id is not required to be unique."
    },
    "payee": {
      "type": "object",
      "properties": {
        "partyIdType": {
          "enum": [
            "MSISDN",
            "EMAIL",
            "PARTY_CODE"
          ],
          "type": "string"
        },
        "partyId": {
          "type": "string"
        }
      },
      "description": "Party identifies a account holder in the wallet platform. Party consists of two parameters, type and partyId. Each type have its own validation of the partyId<br> MSISDN - Mobile Number validated according to ITU-T E.164. Validated with IsMSISDN<br> EMAIL - Validated to be a valid e-mail format. Validated with IsEmail<br> PARTY_CODE - UUID of the party. Validated with IsUuid"
    },
    "payerMessage": {
      "type": "string",
      "description": "Message that will be written in the payer transaction history message field."
    },
    "payeeNote": {
      "type": "string",
      "description": "Message that will be written in the payee transaction history note field."
    }
  }
}

Responses

202 Accepted

Accepted

Representations

400 Bad Request

Bad request, e.g. invalid data was sent in the request.

Representations

409 Conflict

Conflict, duplicated reference id

Representations

{
  "code": "RESOURCE_ALREADY_EXIST",
  "message": "Duplicated reference id. Creation of resource failed."
}
{
  "type": "object",
  "properties": {
    "code": {
      "enum": [
        "PAYEE_NOT_FOUND",
        "PAYER_NOT_FOUND",
        "NOT_ALLOWED",
        "NOT_ALLOWED_TARGET_ENVIRONMENT",
        "INVALID_CALLBACK_URL_HOST",
        "INVALID_CURRENCY",
        "SERVICE_UNAVAILABLE",
        "INTERNAL_PROCESSING_ERROR",
        "NOT_ENOUGH_FUNDS",
        "PAYER_LIMIT_REACHED",
        "PAYEE_NOT_ALLOWED_TO_RECEIVE",
        "PAYMENT_NOT_APPROVED",
        "RESOURCE_NOT_FOUND",
        "APPROVAL_REJECTED",
        "EXPIRED",
        "TRANSACTION_CANCELED",
        "RESOURCE_ALREADY_EXIST"
      ],
      "type": "string"
    },
    "message": {
      "type": "string"
    }
  }
}
{
  "code": "PAYEE_NOT_FOUND",
  "message": "string"
}
{
  "type": "object",
  "properties": {
    "code": {
      "enum": [
        "PAYEE_NOT_FOUND",
        "PAYER_NOT_FOUND",
        "NOT_ALLOWED",
        "NOT_ALLOWED_TARGET_ENVIRONMENT",
        "INVALID_CALLBACK_URL_HOST",
        "INVALID_CURRENCY",
        "SERVICE_UNAVAILABLE",
        "INTERNAL_PROCESSING_ERROR",
        "NOT_ENOUGH_FUNDS",
        "PAYER_LIMIT_REACHED",
        "PAYEE_NOT_ALLOWED_TO_RECEIVE",
        "PAYMENT_NOT_APPROVED",
        "RESOURCE_NOT_FOUND",
        "APPROVAL_REJECTED",
        "EXPIRED",
        "TRANSACTION_CANCELED",
        "RESOURCE_ALREADY_EXIST"
      ],
      "type": "string"
    },
    "message": {
      "type": "string"
    }
  }
}
{
  "type": "object",
  "properties": {
    "code": {
      "enum": [
        "PAYEE_NOT_FOUND",
        "PAYER_NOT_FOUND",
        "NOT_ALLOWED",
        "NOT_ALLOWED_TARGET_ENVIRONMENT",
        "INVALID_CALLBACK_URL_HOST",
        "INVALID_CURRENCY",
        "SERVICE_UNAVAILABLE",
        "INTERNAL_PROCESSING_ERROR",
        "NOT_ENOUGH_FUNDS",
        "PAYER_LIMIT_REACHED",
        "PAYEE_NOT_ALLOWED_TO_RECEIVE",
        "PAYMENT_NOT_APPROVED",
        "RESOURCE_NOT_FOUND",
        "APPROVAL_REJECTED",
        "EXPIRED",
        "TRANSACTION_CANCELED",
        "RESOURCE_ALREADY_EXIST"
      ],
      "type": "string"
    },
    "message": {
      "type": "string"
    }
  }
}

500 Internal Server Error

Internal Error.

Representations

{
  "code": "INVALID_CURRENCY",
  "message": "Currency not supported."
}
{
  "type": "object",
  "properties": {
    "code": {
      "enum": [
        "PAYEE_NOT_FOUND",
        "PAYER_NOT_FOUND",
        "NOT_ALLOWED",
        "NOT_ALLOWED_TARGET_ENVIRONMENT",
        "INVALID_CALLBACK_URL_HOST",
        "INVALID_CURRENCY",
        "SERVICE_UNAVAILABLE",
        "INTERNAL_PROCESSING_ERROR",
        "NOT_ENOUGH_FUNDS",
        "PAYER_LIMIT_REACHED",
        "PAYEE_NOT_ALLOWED_TO_RECEIVE",
        "PAYMENT_NOT_APPROVED",
        "RESOURCE_NOT_FOUND",
        "APPROVAL_REJECTED",
        "EXPIRED",
        "TRANSACTION_CANCELED",
        "RESOURCE_ALREADY_EXIST"
      ],
      "type": "string"
    },
    "message": {
      "type": "string"
    }
  }
}
{
  "code": "PAYEE_NOT_FOUND",
  "message": "string"
}
{
  "type": "object",
  "properties": {
    "code": {
      "enum": [
        "PAYEE_NOT_FOUND",
        "PAYER_NOT_FOUND",
        "NOT_ALLOWED",
        "NOT_ALLOWED_TARGET_ENVIRONMENT",
        "INVALID_CALLBACK_URL_HOST",
        "INVALID_CURRENCY",
        "SERVICE_UNAVAILABLE",
        "INTERNAL_PROCESSING_ERROR",
        "NOT_ENOUGH_FUNDS",
        "PAYER_LIMIT_REACHED",
        "PAYEE_NOT_ALLOWED_TO_RECEIVE",
        "PAYMENT_NOT_APPROVED",
        "RESOURCE_NOT_FOUND",
        "APPROVAL_REJECTED",
        "EXPIRED",
        "TRANSACTION_CANCELED",
        "RESOURCE_ALREADY_EXIST"
      ],
      "type": "string"
    },
    "message": {
      "type": "string"
    }
  }
}
{
  "type": "object",
  "properties": {
    "code": {
      "enum": [
        "PAYEE_NOT_FOUND",
        "PAYER_NOT_FOUND",
        "NOT_ALLOWED",
        "NOT_ALLOWED_TARGET_ENVIRONMENT",
        "INVALID_CALLBACK_URL_HOST",
        "INVALID_CURRENCY",
        "SERVICE_UNAVAILABLE",
        "INTERNAL_PROCESSING_ERROR",
        "NOT_ENOUGH_FUNDS",
        "PAYER_LIMIT_REACHED",
        "PAYEE_NOT_ALLOWED_TO_RECEIVE",
        "PAYMENT_NOT_APPROVED",
        "RESOURCE_NOT_FOUND",
        "APPROVAL_REJECTED",
        "EXPIRED",
        "TRANSACTION_CANCELED",
        "RESOURCE_ALREADY_EXIST"
      ],
      "type": "string"
    },
    "message": {
      "type": "string"
    }
  }
}

Code samples

@ECHO OFF

curl -v -X POST "https://proxy.momoapi.mtn.co.rw/disbursement/v1_0/transfer"
-H "Authorization: "
-H "X-Callback-Url: "
-H "X-Reference-Id: "
-H "X-Target-Environment: "
-H "Content-Type: application/json"
-H "Ocp-Apim-Subscription-Key: {subscription key}"

--data-ascii "{body}" 

using System;
using System.Net.Http.Headers;
using System.Text;
using System.Net.Http;
using System.Web;

namespace CSHttpClientSample
{
    static class Program
    {
        static void Main()
        {
            MakeRequest();
            Console.WriteLine("Hit ENTER to exit...");
            Console.ReadLine();
        }
        
        static async void MakeRequest()
        {
            var client = new HttpClient();
            var queryString = HttpUtility.ParseQueryString(string.Empty);

            // Request headers
            client.DefaultRequestHeaders.Add("Authorization", "");
            client.DefaultRequestHeaders.Add("X-Callback-Url", "");
            client.DefaultRequestHeaders.Add("X-Reference-Id", "");
            client.DefaultRequestHeaders.Add("X-Target-Environment", "");
            client.DefaultRequestHeaders.Add("Ocp-Apim-Subscription-Key", "{subscription key}");

            var uri = "https://proxy.momoapi.mtn.co.rw/disbursement/v1_0/transfer?" + queryString;

            HttpResponseMessage response;

            // Request body
            byte[] byteData = Encoding.UTF8.GetBytes("{body}");

            using (var content = new ByteArrayContent(byteData))
            {
               content.Headers.ContentType = new MediaTypeHeaderValue("< your content type, i.e. application/json >");
               response = await client.PostAsync(uri, content);
            }

        }
    }
}	
// // This sample uses the Apache HTTP client from HTTP Components (http://hc.apache.org/httpcomponents-client-ga/)
import java.net.URI;
import org.apache.http.HttpEntity;
import org.apache.http.HttpResponse;
import org.apache.http.client.HttpClient;
import org.apache.http.client.methods.HttpGet;
import org.apache.http.client.utils.URIBuilder;
import org.apache.http.impl.client.HttpClients;
import org.apache.http.util.EntityUtils;

public class JavaSample 
{
    public static void main(String[] args) 
    {
        HttpClient httpclient = HttpClients.createDefault();

        try
        {
            URIBuilder builder = new URIBuilder("https://proxy.momoapi.mtn.co.rw/disbursement/v1_0/transfer");


            URI uri = builder.build();
            HttpPost request = new HttpPost(uri);
            request.setHeader("Authorization", "");
            request.setHeader("X-Callback-Url", "");
            request.setHeader("X-Reference-Id", "");
            request.setHeader("X-Target-Environment", "");
            request.setHeader("Content-Type", "application/json");
            request.setHeader("Ocp-Apim-Subscription-Key", "{subscription key}");


            // Request body
            StringEntity reqEntity = new StringEntity("{body}");
            request.setEntity(reqEntity);

            HttpResponse response = httpclient.execute(request);
            HttpEntity entity = response.getEntity();

            if (entity != null) 
            {
                System.out.println(EntityUtils.toString(entity));
            }
        }
        catch (Exception e)
        {
            System.out.println(e.getMessage());
        }
    }
}


<!DOCTYPE html>
<html>
<head>
    <title>JSSample</title>
    <script src="http://ajax.googleapis.com/ajax/libs/jquery/1.9.0/jquery.min.js"></script>
</head>
<body>

<script type="text/javascript">
    $(function() {
        var params = {
            // Request parameters
        };
      
        $.ajax({
            url: "https://proxy.momoapi.mtn.co.rw/disbursement/v1_0/transfer?" + $.param(params),
            beforeSend: function(xhrObj){
                // Request headers
                xhrObj.setRequestHeader("Authorization","");
                xhrObj.setRequestHeader("X-Callback-Url","");
                xhrObj.setRequestHeader("X-Reference-Id","");
                xhrObj.setRequestHeader("X-Target-Environment","");
                xhrObj.setRequestHeader("Content-Type","application/json");
                xhrObj.setRequestHeader("Ocp-Apim-Subscription-Key","{subscription key}");
            },
            type: "POST",
            // Request body
            data: "{body}",
        })
        .done(function(data) {
            alert("success");
        })
        .fail(function() {
            alert("error");
        });
    });
</script>
</body>
</html>

#import <Foundation/Foundation.h>

int main(int argc, const char * argv[])
{
    NSAutoreleasePool * pool = [[NSAutoreleasePool alloc] init];
    
    NSString* path = @"https://proxy.momoapi.mtn.co.rw/disbursement/v1_0/transfer";
    NSArray* array = @[
                         // Request parameters
                         @"entities=true",
                      ];
    
    NSString* string = [array componentsJoinedByString:@"&"];
    path = [path stringByAppendingFormat:@"?%@", string];

    NSLog(@"%@", path);

    NSMutableURLRequest* _request = [NSMutableURLRequest requestWithURL:[NSURL URLWithString:path]];
    [_request setHTTPMethod:@"POST"];
    // Request headers
    [_request setValue:@"" forHTTPHeaderField:@"Authorization"];
    [_request setValue:@"" forHTTPHeaderField:@"X-Callback-Url"];
    [_request setValue:@"" forHTTPHeaderField:@"X-Reference-Id"];
    [_request setValue:@"" forHTTPHeaderField:@"X-Target-Environment"];
    [_request setValue:@"application/json" forHTTPHeaderField:@"Content-Type"];
    [_request setValue:@"{subscription key}" forHTTPHeaderField:@"Ocp-Apim-Subscription-Key"];
    // Request body
    [_request setHTTPBody:[@"{body}" dataUsingEncoding:NSUTF8StringEncoding]];
    
    NSURLResponse *response = nil;
    NSError *error = nil;
    NSData* _connectionData = [NSURLConnection sendSynchronousRequest:_request returningResponse:&response error:&error];

    if (nil != error)
    {
        NSLog(@"Error: %@", error);
    }
    else
    {
        NSError* error = nil;
        NSMutableDictionary* json = nil;
        NSString* dataString = [[NSString alloc] initWithData:_connectionData encoding:NSUTF8StringEncoding];
        NSLog(@"%@", dataString);
        
        if (nil != _connectionData)
        {
            json = [NSJSONSerialization JSONObjectWithData:_connectionData options:NSJSONReadingMutableContainers error:&error];
        }
        
        if (error || !json)
        {
            NSLog(@"Could not parse loaded json with error:%@", error);
        }
        
        NSLog(@"%@", json);
        _connectionData = nil;
    }
    
    [pool drain];

    return 0;
}

<?php
// This sample uses the Apache HTTP client from HTTP Components (http://hc.apache.org/httpcomponents-client-ga/)
require_once 'HTTP/Request2.php';

$request = new Http_Request2('https://proxy.momoapi.mtn.co.rw/disbursement/v1_0/transfer');
$url = $request->getUrl();

$headers = array(
    // Request headers
    'Authorization' => '',
    'X-Callback-Url' => '',
    'X-Reference-Id' => '',
    'X-Target-Environment' => '',
    'Content-Type' => 'application/json',
    'Ocp-Apim-Subscription-Key' => '{subscription key}',
);

$request->setHeader($headers);

$parameters = array(
    // Request parameters
);

$url->setQueryVariables($parameters);

$request->setMethod(HTTP_Request2::METHOD_POST);

// Request body
$request->setBody("{body}");

try
{
    $response = $request->send();
    echo $response->getBody();
}
catch (HttpException $ex)
{
    echo $ex;
}

?>
########### Python 2.7 #############
import httplib, urllib, base64

headers = {
    # Request headers
    'Authorization': '',
    'X-Callback-Url': '',
    'X-Reference-Id': '',
    'X-Target-Environment': '',
    'Content-Type': 'application/json',
    'Ocp-Apim-Subscription-Key': '{subscription key}',
}

params = urllib.urlencode({
})

try:
    conn = httplib.HTTPSConnection('proxy.momoapi.mtn.co.rw')
    conn.request("POST", "/disbursement/v1_0/transfer?%s" % params, "{body}", headers)
    response = conn.getresponse()
    data = response.read()
    print(data)
    conn.close()
except Exception as e:
    print("[Errno {0}] {1}".format(e.errno, e.strerror))

####################################

########### Python 3.2 #############
import http.client, urllib.request, urllib.parse, urllib.error, base64

headers = {
    # Request headers
    'Authorization': '',
    'X-Callback-Url': '',
    'X-Reference-Id': '',
    'X-Target-Environment': '',
    'Content-Type': 'application/json',
    'Ocp-Apim-Subscription-Key': '{subscription key}',
}

params = urllib.parse.urlencode({
})

try:
    conn = http.client.HTTPSConnection('proxy.momoapi.mtn.co.rw')
    conn.request("POST", "/disbursement/v1_0/transfer?%s" % params, "{body}", headers)
    response = conn.getresponse()
    data = response.read()
    print(data)
    conn.close()
except Exception as e:
    print("[Errno {0}] {1}".format(e.errno, e.strerror))

####################################
require 'net/http'

uri = URI('https://proxy.momoapi.mtn.co.rw/disbursement/v1_0/transfer')


request = Net::HTTP::Post.new(uri.request_uri)
# Request headers
request['Authorization'] = ''
# Request headers
request['X-Callback-Url'] = ''
# Request headers
request['X-Reference-Id'] = ''
# Request headers
request['X-Target-Environment'] = ''
# Request headers
request['Content-Type'] = 'application/json'
# Request headers
request['Ocp-Apim-Subscription-Key'] = '{subscription key}'
# Request body
request.body = "{body}"

response = Net::HTTP.start(uri.host, uri.port, :use_ssl => uri.scheme == 'https') do |http|
    http.request(request)
end

puts response.body